SPY$769.66▲ +0.6%QQQ$721.25▲ +1.3%DIA$524.68▲ +0.3%IWM$281.29▲ +0.4%AAPL$347.10▲ +0.9%MSFT$531.33▼ -0.2%GOOGL$320.58▲ +1.2%AMZN$253.10▲ +1.6%NVDA$217.94▲ +0.9%META$620.19▼ -1.6%TSLA$407.46▲ +4.0%NFLX$62.52▼ -2.2%AMD$560.26▲ +5.5%AVGO$342.33▲ +4.0%PLTR$198.73▼ -0.1%CRM$240.89▼ -2.7%ORCL$130.53▲ +3.5%JPM$335.79▲ +0.5%V$401.86▼ -0.6%MA$609.85▼ -0.6%BAC$50.68▲ +0.3%WMT$119.32▼ -0.8%COST$992.13▼ -1.3%HD$318.50▼ -0.3%XOM$179.91▼ -2.5%CVX$228.23▼ -1.6%JNJ$268.73▲ +0.9%UNH$410.39▼ -0.1%LLY$1,281.91▲ +0.2%DIS$110.23▼ -0.1%BA$168.18▼ -10.7%COIN$161.09▲ +0.9%MSTR$141.40▲ +1.1%HOOD$94.56▲ +1.9%SOFI$16.40▲ +13.4%TSM$436.87▲ +3.0%BTC$81,242.55▲ +0.5%ETH$2,359.27▲ +0.5% SPY$769.66▲ +0.6%QQQ$721.25▲ +1.3%DIA$524.68▲ +0.3%IWM$281.29▲ +0.4%AAPL$347.10▲ +0.9%MSFT$531.33▼ -0.2%GOOGL$320.58▲ +1.2%AMZN$253.10▲ +1.6%NVDA$217.94▲ +0.9%META$620.19▼ -1.6%TSLA$407.46▲ +4.0%NFLX$62.52▼ -2.2%AMD$560.26▲ +5.5%AVGO$342.33▲ +4.0%PLTR$198.73▼ -0.1%CRM$240.89▼ -2.7%ORCL$130.53▲ +3.5%JPM$335.79▲ +0.5%V$401.86▼ -0.6%MA$609.85▼ -0.6%BAC$50.68▲ +0.3%WMT$119.32▼ -0.8%COST$992.13▼ -1.3%HD$318.50▼ -0.3%XOM$179.91▼ -2.5%CVX$228.23▼ -1.6%JNJ$268.73▲ +0.9%UNH$410.39▼ -0.1%LLY$1,281.91▲ +0.2%DIS$110.23▼ -0.1%BA$168.18▼ -10.7%COIN$161.09▲ +0.9%MSTR$141.40▲ +1.1%HOOD$94.56▲ +1.9%SOFI$16.40▲ +13.4%TSM$436.87▲ +3.0%BTC$81,242.55▲ +0.5%ETH$2,359.27▲ +0.5%
Calls › SOFI
SOFI SoFi Technologies, Inc. · Financial Services

1 research call since Oct 16. Latest view: Lean bullish

Last close
$16.40 2026-10-27
1 week
+11.7%
1 month
-1.1%
3 months
-2.0%
1 year
-45.3%
Latest call vs SPY
+9.0% since 2026-10-15
Next earnings
2027-01-28 AMC
Technical scan
Strong Buy rank 34 of 127

Price, last 12 months daily close · markers are published calls

20.0030.002025-10-272026-04-292026-10-27Lean bullish · Oct 16, 20262025-10-27: 30.002025-10-28: 31.662025-10-29: 30.902025-10-30: 29.032025-10-31: 29.682025-11-03: 30.632025-11-04: 29.372025-11-05: 30.072025-11-06: 27.162025-11-07: 28.212025-11-10: 30.542025-11-11: 30.952025-11-12: 32.212025-11-13: 28.392025-11-14: 27.822025-11-17: 27.042025-11-18: 26.242025-11-19: 26.722025-11-20: 24.912025-11-21: 25.192025-11-24: 27.402025-11-25: 28.332025-11-26: 28.492025-11-28: 29.722025-12-01: 29.032025-12-02: 29.512025-12-03: 29.072025-12-04: 29.602025-12-05: 27.782025-12-08: 27.612025-12-09: 26.832025-12-10: 27.092025-12-11: 27.072025-12-12: 27.282025-12-15: 25.822025-12-16: 26.582025-12-17: 25.272025-12-18: 26.292025-12-19: 27.242025-12-22: 27.352025-12-23: 27.192025-12-24: 27.482025-12-26: 27.072025-12-29: 26.822025-12-30: 26.562025-12-31: 26.182026-01-02: 27.462026-01-05: 29.282026-01-06: 26.982026-01-07: 27.002026-01-08: 27.722026-01-09: 27.402026-01-12: 26.602026-01-13: 27.142026-01-14: 26.672026-01-15: 26.442026-01-16: 26.132026-01-20: 25.492026-01-21: 25.642026-01-22: 26.092026-01-23: 25.852026-01-26: 25.802026-01-27: 25.462026-01-28: 24.602026-01-29: 24.362026-01-30: 22.812026-02-02: 22.082026-02-03: 21.762026-02-04: 20.752026-02-05: 19.462026-02-06: 20.862026-02-09: 21.352026-02-10: 21.182026-02-11: 20.552026-02-12: 19.302026-02-13: 19.612026-02-17: 19.512026-02-18: 19.542026-02-19: 19.302026-02-20: 19.022026-02-23: 18.222026-02-24: 18.662026-02-25: 19.292026-02-26: 19.102026-02-27: 17.762026-03-02: 18.392026-03-03: 18.612026-03-04: 18.702026-03-05: 19.252026-03-06: 18.902026-03-09: 18.792026-03-10: 18.292026-03-11: 18.532026-03-12: 17.702026-03-13: 17.762026-03-16: 17.632026-03-17: 17.372026-03-18: 17.182026-03-19: 17.082026-03-20: 16.902026-03-23: 17.152026-03-24: 16.702026-03-25: 16.562026-03-26: 15.872026-03-27: 15.232026-03-30: 15.152026-03-31: 15.882026-04-01: 15.632026-04-02: 15.852026-04-06: 16.272026-04-07: 16.112026-04-08: 16.492026-04-09: 16.272026-04-10: 16.222026-04-13: 17.052026-04-14: 17.912026-04-15: 18.792026-04-16: 19.032026-04-17: 19.432026-04-20: 19.502026-04-21: 18.832026-04-22: 19.062026-04-23: 18.322026-04-24: 18.442026-04-27: 18.762026-04-28: 18.362026-04-29: 15.522026-04-30: 16.102026-05-01: 16.432026-05-04: 16.202026-05-05: 16.022026-05-06: 16.302026-05-07: 16.002026-05-08: 15.752026-05-11: 16.262026-05-12: 15.902026-05-13: 15.312026-05-14: 16.022026-05-15: 15.612026-05-18: 15.712026-05-19: 15.232026-05-20: 15.692026-05-21: 15.652026-05-22: 15.622026-05-26: 15.982026-05-27: 16.172026-05-28: 16.972026-05-29: 18.222026-06-01: 18.582026-06-02: 17.742026-06-03: 16.682026-06-04: 17.152026-06-05: 16.032026-06-08: 16.502026-06-09: 16.472026-06-10: 15.872026-06-11: 16.672026-06-12: 16.582026-06-15: 17.132026-06-16: 17.712026-06-17: 17.422026-06-18: 17.912026-06-22: 17.102026-06-23: 17.292026-06-24: 17.312026-06-25: 17.302026-06-26: 17.882026-06-29: 18.192026-06-30: 17.932026-07-01: 18.442026-07-02: 18.242026-07-06: 18.612026-07-07: 17.752026-07-08: 17.732026-07-09: 18.622026-07-10: 18.782026-07-13: 18.132026-07-14: 18.552026-07-15: 17.872026-07-16: 17.322026-07-17: 17.282026-07-20: 17.012026-07-21: 17.642026-07-22: 17.072026-07-23: 16.652026-07-24: 16.462026-07-27: 16.882026-07-28: 16.742026-07-29: 15.252026-07-30: 16.472026-07-31: 16.312026-08-03: 18.032026-08-04: 18.702026-08-05: 18.252026-08-06: 18.102026-08-07: 18.382026-08-10: 18.122026-08-11: 17.982026-08-12: 17.942026-08-13: 18.432026-08-14: 18.292026-08-17: 18.312026-08-18: 17.662026-08-19: 18.422026-08-20: 17.922026-08-21: 18.912026-08-24: 18.242026-08-25: 19.002026-08-26: 18.842026-08-27: 19.182026-08-28: 18.062026-08-31: 17.882026-09-01: 17.052026-09-02: 17.842026-09-03: 18.512026-09-04: 18.222026-09-08: 18.012026-09-09: 17.332026-09-10: 17.212026-09-11: 17.322026-09-14: 17.652026-09-15: 17.072026-09-16: 16.842026-09-17: 16.732026-09-18: 16.962026-09-21: 16.972026-09-22: 17.162026-09-23: 16.552026-09-24: 16.802026-09-25: 16.582026-09-28: 15.932026-09-29: 15.912026-09-30: 15.722026-10-01: 15.842026-10-02: 15.772026-10-05: 15.922026-10-06: 15.762026-10-07: 15.662026-10-08: 15.612026-10-09: 15.802026-10-12: 15.232026-10-13: 15.242026-10-14: 14.222026-10-15: 15.092026-10-16: 14.552026-10-19: 14.302026-10-20: 14.682026-10-21: 14.902026-10-22: 14.772026-10-23: 14.622026-10-26: 14.462026-10-27: 16.40

Current technical signals nightly scan, 2026-10-27

MACD: Bullish Crossover OBV: Bearish Divergence (Distribution)

What would change the latest view

  • FY26 adjusted EBITDA guidance (~$1.6B) or EPS guidance (~$0.60) is cut at the next print — this converts the thesis from multiple compression to deterioration
  • All-in personal-loan charge-offs (ex-loan-sales) rise back above ~4.4% or management lifts the 7–8% max cumulative loss assumption
  • 2027 EPS consensus breaks below ~$0.80 on net downward revisions
  • Two or more Fed hikes materialize by Q1 2027 with CPI re-accelerating — the macro leg of the re-rating case fails
  • Stock breaks below the $14.30 area (52w low, ~6% below current) on heavy volume — the 'coil resolves up' assumption fails

All calls on SOFI

SOFI Lean bullish
Oct 16, 2026 · SoFi Technologies, Inc. · edge 5/10· evidence 7/10

Reset, not broken — lean bullish.

The market is pricing SOFI as a generic high-beta fintech-lender proxy (0.81 correlation with UPST) in a rate-shock de-rating, while its actual fundamentals — record originations, 40% revenue growth, 30% EBITDA margins, improving charge-offs, stable-to-rising estimates — have not deteriorated. If SOFI demonstrates earnings conversion (an EBITDA or EPS guidance raise, not just…

Entry $15.09 (2026-10-15) 1m vs SPY: +9.0% so far

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